Dilbert and I are currently trying to have another baby. We both feel we are ready (as ready as you ever are for these things) for another one and can't wait to have another child. But we are both dreading all the stuff that comes in between.
I'm not really talking pregnancy. I'm not one of those people that really enjoys being pregnant and it is kindof a pain but I'm ready to tackle that one. I'm not even talking about birth. I'm actually looking forward to birth because I enjoy the challenge and the competition with myself to climb that mountain. The stuff I'm dreading is the insurance battle or the big pay out.
It seems that if you've done a lot of research and decided that you want a natural birth and decided that the best place to attain said natural birth is in your own home with a qualified individual there to oversee the process you bring upon yourself a massive fight with insurance companies.
I don't know why this happens and I have heard tales that some happy people have beautiful insurance companies who simply pay for home births as well as ones in the hospital but none of the insurance companies that are an option for us will do that. In fact they specifically say in their statement of coverage that most home births are not covered. This makes no sense to me for the simple fact that a home birth midwife is about 1/3 the price of an uncomplicated hospital delivery. It would be in their best interest to cover them but they don't and I don't understand why.
And so, I have an appointment tomorrow with a group of midwives who do hospital births and the financially responsible side of me hopes that I love them while the more emotional/hormonal side of me hopes I hate them so we can justify making the sacrifices to pay for another home birth. I just hate that money comes into this decision so much but in the meantime, I look forward to meeting Oscar.
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